Peace of mind for you and your loved ones.
As as member of Local 17 you are already pre-approved for the amounts below:
Ages 16-50 will be Guaranteed Issue up to $125,000 (no medical questions or approval needed) (max 30yrs)
Ages 51-60 will be Guaranteed Issue up to $75,000 (no medical questions or approval needed) (max 20 yrs)
Ages 61-79 will be Guaranteed Issue up to $30,000 (no medical questions or approval needed) (max 10 yrs)
*Benefit chosen is payable for a natural cause or an accidental cause death. Benefit amount is payable from day one of effective date of coverage (no waiting period).
Your eligible dependent children (ages 0-18) can be covered for a guaranteed issue of $10,000 per dependent for a flat rate of $5.00 per month (not per child). If the you pass away while their coverage is in force, a $10,000 paid up term policy is provided to each covered child at no cost until age 25.
In addition to your coverage, you have the choice to add $25,000+ spouse term rider*.
*Spouse term rider subject to simplified underwriting. Standard underwriting for amounts above $25,000.
Family Coverage Options
Whole Life Option Available
Whole life insurance provides a benefit to help protect your family’s way of life in the event of your death. With whole life insurance the death benefit is for life, and the premium never changes.
As a Local 17 member you have the choice to add a Guaranteed Issue $25,000 Whole Life plan (permanent insurance) that is paid up at age 70.
*Amounts over $25,000 available based on standard underwriting.
Our rates examples
*If viewing on a phone, please turn your phone sideways
Non-Tobacco Age 29 30-year Term Life Plan
30 Year Term $75,000 $100,000 $125,000
Member $16.81 $21.09 $25.35
Add Children $5.00 $5.00 $5.00
Total $21.81 $26.09 $30.35
Add $25k Spouse* $5.79 $5.79 $5.79
Total $27.60 $31.88 $36.14
Non-Tobacco Age 39 30-year Term Life Plan
30 Year Term $75,000 $100,000 $125,000
Member $27.12 $34.83 $42.54
Add Children $5.00 $5.00 $5.00
Total $32.12 $39.83 $47.54
Add $25k Spouse* $9.50 $9.50 $9.50
Total $41.62 $49.33 $57.04
Non-Tobacco Age 51 30-year Term Life Plan
30 Year Term $75,000 $100,000 $125,000
Member $29.96 $38.45 $55.68
Add Children $5.00 $5.00 $5.00
Total $34.96 $43.45 $60.58
Add $25k Spouse* $23.58 $23.58 $23.58
Total $58.54 $101.99 $125.57
**Member rates based on Non-Tobacco rates. Rates for Tobacco users will vary.
*Spouse rates based on same age as member. Spouse coverage issued through simplified underwriting.
44% of Americans say their household would face financial hardship within six months should a wage earner die unexpectedly.
*LIMRA, 2022 Life Insurance Barometer Study
To enroll, click the button below to schedule an appointment with a Colonial benefits counselor.
*Please do not contact the IBEW Local 17 office for information. Schedule an appointment to learn more.
Colonial Life is not contracted by IBEW Local 17.